Factor Column

This screen is used to configure type of factor column that needs to be displayed in the Financial Analysis Page in the user panel, Factor column is set as dropdown or matrix, but bank can configure more factor column as required. Factors created in factor setup screen are displayed in this screen, Chart of Account is mapped to this factor. There is no delete/ add option available for factor column screen. If the user wants to delete/add a factor, then respective factor should be deleted/added in factor setup screen.

View

After selecting Factor Column from the ORR Model module, User will be shown the main screen where the following fields with data will be visible. The below details are pre populated based on the configurations done in factor setup screen.

• Factor Title
• Description
• Rating Model
• Action (Edit)

Edit

Clicking on the Edit icon (Action Column) as highlighted in the above screenshot which will redirect user to the screen where the user can make changes to relevant factor column data where the user can add further classification for factors. Based on the factor, the factor field type dropdown is selected and based on the factor field dropdown, fields change dynamically, Refer below table for field details. User can click on save button once the required changes or once the items are added.

Field name	Description	Mandatory/non mandatory	Field type
Factor Name	This gets auto populated based on the factor setup.	Mandatory	Auto-populated
Factor field type	Dropdown values: Matrix or Dropdown Matrix is selected when the risk is measured based on the chart of accounts item. Dropdown is selected when the user wants further sub factors under a factor. Any number of sub factors can be created under a factor in this field	Mandatory	Auto-populated
Description	This field appears when matrix and dropdown is selected in factor field type.	Mandatory	Alphanumerical
Score	This field appears when either matrix or dropdown is selected in factor field type. For matrix: A range has to be mentioned to evaluate the chart of accounts items. This score applies to the range mentioned in the below fields. Example: Sales For dropdown - Score is given for each sub factors mentioned in the description field.	Mandatory	Numerical
Maximum Value	This field appears when matrix is selected in factor field type. This is to mention the maximum value. Example: Sales - Maximum sales value must be mentioned. This is the upper limit	Mandatory	Numerical
Minimum Value	This field appears when matrix is selected in factor field type. This is to mention the minimum value. Example: Sales -Minimum sales value must be mentioned. This is the lower limit	Mandatory	Numerical
Chart of Account	This field appears when matrix is selected in factor field type. This is to select the value from the chart of accounts. Example: If matrix is selected, then the value of this metric should come from chart of accounts. To map these metrics to an appropriate chart of accounts item, this should be selected. All the items created in chart of accounts is displayed here. Example: Sales -This needs to be mapped to sales item in chart of accounts	Mandatory	Dropdown

Prerequisites Configuration

Screens to Configure (as Pre-requisite)	Screen name	Reflection in user panel	Reflection in admin panel
Rating model Factor Type The above screen should be configured first to configure the rating model screen	Factor Column	ORR financial	This reflects only in the user panel